Terms of Services

Effective Date: November 18, 2025

1. Agreement to Terms

These Terms of Services ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and PROMOSTAR PRIVATE LIMITED ("Company," "we," "us," or "our"), concerning your access to and use of the **smartautocoverage.online** website and any related services. By accessing the site, you agree to be bound by all of these Terms. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE.

2. Services and Disclaimers

The Site provides information and a platform for obtaining quotes for auto insurance. While we strive to ensure accuracy, the insurance quotes, policy descriptions, and other information provided are for informational purposes only and do not constitute a binding contract or offer of insurance. Actual coverage is determined by the specific policy documents issued by the underwriter. We are not responsible for any inaccuracies or omissions in the quote information.

3. User Representations and Warranties

By using the Site, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information; (3) you have the legal capacity and you agree to comply with these Terms of Use; (4) you will not use the Site for any illegal or unauthorized purpose; and (5) your use of the Site will not violate any applicable law or regulation.

4. Governing Law

These Terms shall be governed by and defined by the laws of India. You and PROMOSTAR PRIVATE LIMITED irrevocably consent that the courts of North West Delhi, India, shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these terms.

5. Contact Us

If you have any questions about these Terms, please contact us at: [email protected].